A financial planning blog for millennials

Financial planning to overcome your doom.

Millennial life is a tough gig. Thanks to years of questionable economic decisions, we’re stuck playing financial survival on hard mode, struggling to even sniff the lifestyle our parents rocked. Building long-term wealth? Feels like a pipe dream when you’re just trying to pay rent. But don’t sweat it—we’ve got some quintessentially Millennial tricks up our sleeves to help you dodge these economic curveballs.

Spotlight on the Struggles

We’ve pinpointed five hot mess areas where confusion and chaos are basically shoving Millennials toward the broke life.

A person is shown writing a budget, which is an important part of financial planning

Budgeting & Money Moves

Person Putting Coin in a Piggy Bank

Saving & Not Starving

Person Holding Debit Card

Debt Slaying Tactics

Numbers on Monitor

Investing Without the Yawn

Person Holding Gray Twist Pen and White Printer Paper on Brown Wooden Table

Future-Proofing Finances

Budgeting without the boring teacher.

Let’s be real about financial planning. Setting a budget isn’t just adulting, it’s survival. When your costs blast past your income, you’re basically RSVPing yes to a debt party nobody wants to attend. Time to wrestle those wild monthly expenses below your earnings, giving you some much-needed wiggle room to save, level-up your life, and even—gasp—invest. Struggling to make it work on an average Joe’s paycheck? No sweat. We’re here to hack those living costs with some clever, out-of-the-box strategies that won’t make you snooze.

Actually have money to save? Now what?

Saving money isn’t just about stashing cash under the mattress—there’s a method to the madness. You need some slick systems to make saving as automatic as your morning coffee routine. Got a growing pile of cash? Sweet, but where do you stash it? How fat should your emergency fund be? Need a pot of gold for a future crib or ride? Time to get real about your short-term wants and long-term must-haves to manage that stash smartly for optimal financial planning.

Debt is a leech that will destroy you.

Millions of Millennials are wrestling with this beast in every ugly form—from car loans to credit cards. While we’re not fans of any debt claiming to be ‘good,’ let’s face it, some debts are straight-up nightmares. Those are the ones to avoid like spoilers on season finale night. If you’re already in the debt trap, sprint out of there before you even think about investing. Why? Because you can’t build your empire while chained to interest payments.

Investing to treat your future self.

Once you’ve beaten debt into submission and your savings are on point, it’s time to play offense. Snatch up assets before Wall Street clears the shelves! This strategy is perfect if the family inheritance plan was more of a fantasy. But gear up—the fun’s just starting. Now you’re juggling retirement accounts, managed funds, index funds, stocks, bonds, and more. Welcome to the big leagues of financial planning! The game is just beginning.

Hedge against the future.

Too many Millennials are rolling the dice every day without a proper financial shield. Life’s full of curveballs that can knock you back to square one. Without a few financial cheat codes up your sleeve, you’re just playing with fire. Here, we’ll dive into insurance products, financial planning from a legal standpoint, goal setting for major life expenses, and more. Instead of burying your head in the sand, step out each day with confidence, knowing you’re shielded from life’s uncertainties.